Important Public Notice For Your Second Mortgage


What Condition is Your Mortgage in? Click Here

Eliminate Your Second Mortgage, End The Payments Without Bankruptcy.

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Considering a Short Sale? Click Here for the alternative    
  Meet some people we have helped; Click Here    
  NEW! Take a look at a few recent settlements; Click Here  

Read Latest Real Estate News Affecting You, Updated Weekly;

Sellers Continue to Lose Ground.

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Hope For Your Future;
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The Second Mortgage on Your Home Can Be ELIMINATED for PENNIES on the Dollar.


Hello, we are...


(California State Bar Number 79929) Specializing in Real Estate law.

Over 35 years experience specializing in loan modifications, 2nd and 3rd mortgage settlements, lien stripping and foreclosures.


Because of the recent nationwide Real Estate Crisis

Banks are Willing to Settle Your Second Mortgage.


Don't put it off, every day counts in eliminating your 2nd mortgage, we can help you get started today.


A Harvard Attorney didn't believe it until we saved her and her husband an impressive $73,000 - Details here.


Please fill out the simple form below and a Settlement Specialist from our office will contact you by email within one business day and tell you if you qualify for this program. (Just in case; please check your spam folder, if your spam setting is up high, we might be waiting for you in there with our response.)

GET THE FACTS; listen to a brief national radio interview with Real Estate Expert, Investor and Settlement Specialist, Jerry Wexler, in an eye opening and informative discussion on eliminating your second and third mortgages. (Begin by adjusting volume to low, increase as needed)

Using an iPad or other mobile device?

Click Here.

      ● Part one -
      Part two -

Contact Us

Will you qualify? It's easy to find out...

In order for us to determine if you will qualify for this program we need to ask you a few simple questions on an easy to fill out questionnaire form; CLICK HERE to get started. It only takes a few minutes; ALL PERSONAL INFORMATION kept strictly confidential.

 FREE Consultation. No Social Security or Account Numbers needed. There is no obligation!

Question man
Have your own question? 
Ask it here.

Why would a lender settle a second mortgage?

Look around you - we all know that real estate values have dropped, for that reason lenders will seriously consider settlement offers immediately. There is no guarantee that this opportunity will remain open forever or that settlements in the future will be made at the same discounts that are available NOW.

What are my chances of getting a settlement offer or modification of a 2nd mortgage?

There are some lenders that will not settle (very few), if that is the case we will tell you in advance that it will be a "modification only." In most cases a settlement offer will be forthcoming for 10% to 25% of the balance. Our initial offer is 10%. Additionally; if you are concerned about mortgage/debt relief increasing your federal taxes, stop worrying and click here for some good news for 2014 you will want to know; Extension in progress FOR TWO ADDITIONAL YEARS.


Good credit is NOT a factor; only the value of your property. You must act now while values are down. If the value of your property has dropped and the value is "less than" the balance on your mortgages, we can get rid of your second mortgage for as low as 10% of the balance. We CAN help you settle your 2nd mortgage.  Lenders we work with say yes!

Stressed out because of your mortgage payments and other bills?

Can I do it myself?

Click here to find out.

The statistics are all over the place, but it is clear that not only are mortgage delinquencies and foreclosures skyrocketing, but millions of homeowners are "upside-down" in their mortgages; that is they owe more to the bank than their houses are worth! What can be done? Is there a realistic solution? Fortunately yes! There is a solution and the banks are willing to cooperate by settling 2nd and 3rd mortgages for pennies on the dollar.


It doesn't take much to see that eliminating your 2nd or 3rd mortgage can "right-side-up" your currently "upside-down" property. That's where we come in the picture; Click here to find out if you can benefit from our services.


>> Back to the Top of the Page <<

What Condition is Your Mortgage in?

Charge Off Sent to Collection Agency In Foreclosure Foreclosure Pending Sent to Attorney

If you are in any of those conditions regarding your mortgage, we can help. There are positive solutions.

The Law Offices of Thomas D'Arco have extensive experience in solving Mortgage problems of all types and sizes.

The Reality of the Situation? Better than you might think...


Over the past few years, hundreds of thousands of Americans have lost their jobs due to a slow economy, and are experiencing other financial hardships for many reasons. Because of this, many homeowners - perhaps you are one of them - have found it very difficult to continue making their monthly mortgage payments. Due to this situation, many people are in danger of losing their home chiefly because one or more of the above conditions of their mortgage. The sad thing is; IT DOESN'T HAVE TO BE THAT WAY. The good news is; there are beneficial solutions you can be helped with, and it doesn't cost a fortune!


Though these problems can seem insurmountable, and at times, just down right frightening, the truth is YOU ARE NOT ALONE. We can help you, we can solve your mortgage problems because there are laws and regulations at both the Federal and State level that are on your side. Additionally; our experience, expertise, Law Office Staff and resources are on your side! CLICK HERE to get started. There is no obligation.


For us to determine what we can do for you, we need to ask you a few simple questions on an easy to fill out questionnaire form; CLICK HERE to get started. It only takes a few minutes; ALL PERSONAL INFORMATION kept strictly confidential.

FREE Consultation. No Social Security or Account Numbers needed. There is no obligation to find out how we can help!


Read our Mortgage News Blog  ●  We help to build equities; ask about our Equity Builder Program.


THE LAW OFFICES OF THOMAS R. D'ARCO - Thomas D'Arco is a member of the California Bar Association and has been licensed to practice law since 1978. He has successfully practiced law for over 35 years. Mr. D'Arco maintains two offices serving his clients. He has been actively involved in the real estate lending market as an investor, negotiator and litigator for borrowers rights with vast experience in the law affecting real estate and the public welfare.  Education: Doctor of Jurisprudence, Vanderbilt University, 1971, Master's of Business Administration, University of Pittsburgh, 1964, Bachelor of Science, University of California, 1963. Other Licenses and Qualifications: California Real Estate Broker, Qualified under the Nationwide Mortgage Licensing System (NMLS).


We're motivated, we're tough, we're professional...and WE'RE AFFORDABLE.



Award ribbonTHE FIRM'S LAWYERS have extensive legal backgrounds, bringing with them complementary personal and professional styles to the practice of law. Our extensive and diverse experience allows us to provide clients with an integrated and efficient approach to deal with the many legal issues and problems that arise in today's business environment. We are committed to maintaining a high standard of excellence in our practice of law, our attorneys regularly participate in professional education programs. All retainer fees paid to the Thomas R. D'Arco Client Trust Account.



 Member; California Bar Association - California State Bar Number 79929 ●  Licensed Real Estate Broker, State of California

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