Important Public Notice Concerning Your Second Mortgage Debt.

Over 36 years experience specializing in solving loan problems;

Eliminate Your Second Mortgage, End The Payments Without Bankruptcy.

2nd and 3rd mortgage settlements, lien stripping and foreclosures.


Welcome, we are


(California State Bar Number 79929) Specializing in Real Estate law.


Because of the recent nationwide real estate crisis banks are willing to settle your second mortgage. Don't put it off, every day counts in eliminating your 2nd. We can help you get started today.

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We Serve All 50 States. ANY SIZE MORTGAGE. 


GET THE FACTS; listen to a brief national radio interview with Real Estate Expert, Investor and Settlement Specialist, Jerry Wexler, in an eye opening and informative discussion on eliminating your second and third mortgages. (Begin by adjusting volume to low, increase as needed)


Using an iPad or other mobile device?


Click Here.

     Part one -
    Part two -
See recent settlements here.
Federal tax breaks for 2014 and beyond; see Senator's letter.
Meet some people we have helped.
The Second Mortgage on Your Home Can Be ELIMINATED for PENNIES on the Dollar.
Mortgage News - New senate bill includes mortgage deductions extension.
Some lenders we work with.
BofA; No Loosening Mortgage Standards.
Property in California? New Tax Relief for the Sunshine State.
Principal Reduction; lower mortgage payments, no taxes due the principal reduction.
Hope for your future; Click here for details.
Considering a Short Sale Discover the alternatives.
Questions and answers.

A Harvard Attorney didn't believe it until we saved her and her husband an impressive $73,000 - Read the Details.

Will you qualify? It's easy to find out here...


Please fill out the simple form below and a Settlement Specialist from our office will contact you by email within one business day and tell you if you qualify for this program. (Just in case; please check your spam folder. If your spam setting is up high, we might be waiting for you in there with our response to your application form.)


Contact Us

In order for us to determine if you will qualify for this program we need to ask you a few simple questions on an easy to fill out questionnaire form; CLICK HERE to get started. It only takes a few minutes; ALL PERSONAL INFORMATION kept strictly confidential.

 FREE Consultation. No Social Security or Account Numbers needed. There is no obligation!

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Have your own question? 
Ask it here.

Why would a lender settle a second mortgage?

Look around you - we all know that real estate values have dropped, for that reason lenders will seriously consider settlement offers immediately. There is no guarantee that this opportunity will remain open forever or that settlements in the future will be made at the same discounts that are available NOW.

What are my chances of getting a settlement offer or modification of a 2nd mortgage?

There are some lenders that will not settle in full (very few), if that is the case we will tell you in advance that it will be a principle reduction/modification only. In most cases a settlement offer will be forthcoming for between 10% to 25% of the balance. Our initial offer is 10% or lower. Additionally; if you are concerned about mortgage/debt relief increasing your federal taxes, stop worrying and click here for some good news for 2014 you will want to know; Extension in progress FOR TWO ADDITIONAL YEARS.


Good credit is NOT a factor; only the value of your property. You must act now while values are down. If the value of your property has dropped and the value is less than the balance on your mortgages, your case is very favorable.

Stressed out because of your mortgage payments and other bills?

Can I do it myself?

Click here to find out.

The statistics are all over the place, but it is clear that not only are mortgage delinquencies and foreclosures skyrocketing, but millions of homeowners are "upside-down" in their mortgages; that is they owe more to the bank than their houses are worth! What can be done? Is there a realistic solution? Fortunately yes! There is a solution, and the banks are willing to cooperate by settling 2nd and 3rd mortgages for pennies on the dollar.


It doesn't take much to see that eliminating your 2nd or 3rd mortgage can "right-side-up" your currently "upside-down" property. That's where we come in the picture; Click here to find out if you can benefit from our services.

Read our Mortgage News Blog  ●  We help to build equities; ask about our Equity Builder Program.


THE LAW OFFICES OF THOMAS R. D'ARCO - Thomas D'Arco is a member of the California Bar Association and has been licensed to practice law since 1978. He has successfully practiced law for over 35 years.  

Mr. D'Arco maintains two offices serving his clients. He has been actively involved in the real estate lending market as an investor, negotiator and litigator for borrowers rights with vast experience in the law affecting real estate and the public welfare.
Education: Doctor of Jurisprudence, Vanderbilt University, 1971, Master's of Business Administration, University of Pittsburgh, 1964, Bachelor of Science, University of California, 1963. Other Licenses and Qualifications: California Real Estate Broker, Qualified under the Nationwide Mortgage Licensing System (NMLS).

We're motivated, we're tough, we're professional...and WE'RE AFFORDABLE.



Award ribbonTHE FIRM'S LAWYERS have extensive legal backgrounds, bringing with them complementary personal and professional styles to the practice of law. Our extensive and diverse experience allows us to provide clients with an integrated and efficient approach to deal with the many legal issues and problems that arise in today's business environment. We are committed to maintaining a high standard of excellence in our practice of law, our attorneys regularly participate in professional education programs. All retainer fees paid to the Thomas R. D'Arco Client Trust Account.



 Member; California Bar Association - California State Bar Number 79929 ●  Licensed Real Estate Broker, State of California

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İ Copyright 2011-2014; The Advanced Marketing Group,, All rights reserved.

● All testimonials displayed herein on record at the Law Office of Thomas D'Arco, 19528 Ventura Boulevard, Suite 582, Tarzana, CA 91356 USA.

All offers void where prohibited by law. Individual results may vary. No guarantee of individual results implied herein. In association with The Law Office of Thomas R. D'Arco under bar number 79929. The Law Offices of Thomas R. D'Arco, PC, and Thomas R. D'Arco, attorney at law, do not practice, do not give any advice, or prepare any filings with respect to United States bankruptcy law.

● All retainer fees paid to the Thomas R. D'Arco Client Trust Account.


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